Privacy Policy

Last updated: January 19, 2021

INTRODUCTION

THIS PRIVACY POLICY EXPLAINS HOW PROSPECTUS GHANA COLLECTS, USES, DISCLOSES, AND SAFEGUARDS YOUR INFORMATION WHEN YOU VISIT PROSPECTUSGHANA.COM. PLEASE READ THROUGH AND UNDERSTAND THIS PRIVACY POLICY CAREFULLY BEFORE YOU GO AHEAD AND ACCESS THIS SITE.

PROSPECTUS GHANA RESERVES THE RIGHT TO MAKE CHANGES TO THIS PRIVACY POLICY WITHOUT GIVING ANY PRIOR NOTICE TO ITS USERS. PERIODICALLY, THIS PRIVACY POLICY SHALL BE UPDATED AND USERS SHALL BE NOTIFIED BY ANY SUCH UPDATES BY STATING THE DATE THE PRIVACY POLICY WAS LAST UPDATED. ANY CHANGES OR MODIFICATIONS SHALL TAKE EFFECT FROM THE DATE THE UPDATED PRIVACY POLICY WAS PUBLISHED AT PROSPECTUSGHANA.COM. YOU ARE THEREFORE ENCOURAGED TO PERIODICALLY REVIEW THIS PRIVACY POLICY TO KEEP YOU INFORMED OF ANY SUCH UPDATES.

IT SHALL BE CONSTRUED THAT YOU HAVE BEEN MADE AWARE OF, AND YOU HAVE ACCEPTED ANY CHANGES IN ANY REVISED PRIVACY POLICY BY YOUR CONTINUING VISIT OR USE OF PROSPECTUSGHANA.COM.

COLLECTION OF PERSONAL INFORMATION

PROSPECTUS GHANA COLLECTS INFORMATION ABOUT YOU IN DIFFERENT WAYS AND FORMS. THE INFORMATION PROSPECTUS GHANA COLLECTS AT PROSPECTUSGHANA.COM INCLUDES BUT NOT LIMITED TO THE FOLLOWING:

PERSONAL INFORMATION, SUCH AS YOUR NAME, SHIPPING ADDRESS, EMAIL ADDRESS, AND TELEPHONE NUMBER THAT YOU VOLUNTARILY GIVE TO PROSPECTUS GHANA WHEN YOU VISIT PROSPECTUSGHANA.COM AND REGISTER AS FIRST TIME USER.

DERIVATIVE DATA

THIS DATA REFERS TO THE INFORMATION THAT PROSPECTUS GHANA SERVER COLLECTS AUTOMATICALLY, WHEN YOU ACCESS PROSPECTUSGHANA.COM. THEY ARE YOUR IP ADDRESS, YOUR BROWSER TYPE, YOUR OPERATING SYSTEM, YOUR ACCESS TIMES, AND THE PAGES YOU VIEWED DIRECTLY AFTER ACCESSING PROSPECTUSGHANA.COM.

FINANCIAL DATA

THIS DATA REFERS TO YOUR FINANCIAL INFORMATION THAT IS RELATED TO YOUR PAYMENT METHOD. EXAMPLE, VALID CREDIT CARD NUMBER, CARD BRAND AND EXPIRATION DATE THAT PROSPECTUS GHANA MAY COLLECT WHEN YOU PURCHASE, ORDER, RETURN, EXCHANGE OR REQUEST FOR AN INFORMATION ABOUT THE SERVICES THAT PROSPECTUS GHANA PROVIDES AT PROSPECTUGHANA.COM. WE STORE VERY LIMITED (IF ANY) FINANCIAL INFORMATION THAT PROSPECTUS GHANA COLLECTS. OTHERWISE, ALL FINANCIAL INFORMATION IS STORED BY OUR PAYMENT PROCESSOR (ASORIBA.COM)

FACEBOOK PERMISSIONS

PROSPECTUSGHANA.COM MAY BY DEFAULT ACCESS YOUR FACEBOOK BASIC ACCOUNT INFORMATION, INCLUDING YOUR NAME, EMAIL, GENDER, BIRTHDAY, CURRENT CITY, AND PROFILE PICTURE URL, AS WELL AS OTHER INFORMATION THAT YOU MAY CHOOSE TO MAKE PUBLIC. PROSPECTUS GHANA MAY ALSO REQUEST ACCESS TO OTHER PERMISSIONS RELATED TO YOUR ACCOUNT, SUCH AS FRIENDS, CHECKINS, AND LIKES, AND YOU MAY CHOOSE TO GRANT OR DENY PROSPECTUS GHANA ACCESS TO EACH INDIVIDUAL PERMISSION REQUESTS.

DATA CONSUMPTION

PROSPECTUS GHANA IS NOT RESPONSIBLE FOR THE CONSUMPTION OF YOUR DATA FOR ACCESSING PROSPECTUSGHANA.COM WITH YOUR MOBILE DEVICE, LAPTOP, DESKTOP OR ANY OTHER DEVICE THAT YOU MAY USE OR APPLY.

PUSH NOTIFICATIONS

PROSPECTUS GHANA MAY REQUEST TO SEND YOU PUSH NOTIFICATIONS REGARDING YOUR ACCOUNT OR REGISTRATION. IF YOU WISH TO OPT-OUT FROM RECEIVING THESE TYPES OF COMMUNICATIONS, YOU MAY TURN THEM OFF IN YOUR DEVICE’S SETTINGS.

USE OF YOUR INFORMATION

HAVING ACCURATE INFORMATION ABOUT YOU, PERMITS PROSPECTUS GHANA TO PROVIDE YOU WITH A SMOOTH, EFFICIENT, AND CUSTOMISED EXPERIENCE. SPECIFICALLY, PROSPECTUS GHANA MAY USE THE INFORMATION COLLECTED ABOUT YOU THROUGH PROSPECTUSGHANA.COM FOR THE FOLLOWING:

ADMINISTER SWEEPSTAKES, PROMOTIONS, AND CONTESTS. ASSIST LAW ENFORCEMENT AND RESPOND TO SUBPOENA.
COMPILE ANONYMOUS STATISTICAL DATA AND ANALYSIS FOR USE INTERNALLY OR WITH THIRD PARTIES.
CREATE AND MANAGE YOUR ACCOUNT.
DELIVER TARGETED ADVERTISING, COUPONS, NEWSLETTERS, AND OTHER INFORMATION REGARDING PROMOTIONS AND PROSPECTUSGHANA.COM TO YOU.
SEND YOU EMAIL REGARDING YOUR ACCOUNT OR ORDER.
ENABLE USER-TO-USER COMMUNICATIONS.
FULFILL AND MANAGE PURCHASES, ORDERS, PAYMENTS, AND OTHER TRANSACTIONS RELATED TO PROSPECTUSGHANA.COM.
GENERATE A PERSONAL PROFILE ABOUT YOU TO MAKE FUTURE VISITS TO PROSPECTUSGHANA.COM MORE PERSONALISED.
INCREASE THE EFFICIENCY AND OPERATION OF PROSPECTUSGHANA.COM.
MONITOR AND ANALYSE USAGE AND TRENDS TO IMPROVE YOUR EXPERIENCE WITH PROSPECTUSGHANA.COM.
NOTIFY YOU OF UPDATES REGARDING PROSPECTUSGHANA.COM.
OFFER NEW PRODUCTS, SERVICES AND RECOMMENDATIONS TO YOU.
PERFORM OTHER BUSINESS ACTIVITIES AS MAY BE DEEMED NECESSARY.
PREVENT FRAUDULENT TRANSACTIONS, THEFT AND PROTECT ANY FORM OF CRIMINAL ACTIVITY.
PROCESS PAYMENTS AND REFUNDS.
REQUEST FEEDBACK AND CONTACT YOU ABOUT YOUR USE OF PROSPECTUSGHANA.COM.
RESOLVE DISPUTES AND TROUBLESHOOT PROBLEMS.
RESPOND TO PRODUCT AND CUSTOMER SERVICE REQUESTS.
SEND NEWSLETTERS.

DISCLOSURE OF INFORMATION

PROSPECTUS GHANA MAY SHARE THE INFORMATION THAT PROSPECTUS GHANA COLLECTS ABOUT YOU IN CERTAIN SITUATIONS. YOUR INFORMATION MAY BE SHARED OR DISCLOSED AS FOLLOWS:

BY LAW OR PROTECTION OF RIGHTS

IF PROPSECTUS GHANA BELIEVES THE RELEASE OF INFORMATION ABOUT YOU IS NECESSARY TO RESPOND TO LEGAL PROCESS, TO INVESTIGATE OR REMEDY POTENTIAL VIOLATIONS OF OUR POLICIES, OR TO PROTECT THE RIGHTS, PROPERTY, AND SAFETY OF OTHERS, WE MAY SHARE YOUR INFORMATION AS PERMITTED OR REQUIRED BY ANY APPLICABLE LAW, RULE, OR REGULATION. THIS INCLUDES EXCHANGING INFORMATION WITH OTHER ENTITIES FOR FRAUD PROTECTION AND CREDIT RISK REDUCTION.

THIRD-PARTY SERVICE PROVIDERS

PROSPECTUS GHANA MAY SHARE YOUR INFORMATION WITH THIRD PARTIES THAT PERFORM SERVICES FOR, OR ON BEHALF OF PROSPECTUS GHANA, INCLUDING PAYMENT PROCESSING, DATA ANALYSIS, EMAIL DELIVERY, HOSTING SERVICE, CUSTOMER SERVICE AND MARKETING ASSISTANCE.

MARKETING COMMUNICATIONS

WITH YOUR CONSENT, OR WITH AN OPPORTUNITY FOR YOU TO WITHDRAW CONSENT, PROSPECTUS GHANA MAY SHARE YOUR INFORMATION WITH THIRD PARTIES FOR MARKETING PURPOSES, AS PERMITTED BY LAW.

INTERACTIONS WITH OTHER USERS

IF YOU INTERACT WITH OTHER USERS OF PROSPECTUSGHANA.COM, THOSE USERS MAY SEE YOUR NAME, PROFILE PHOTO, AND DESCRIPTIONS OF YOUR ACTIVITY, INCLUDING SENDING INVITATIONS TO OTHER USERS, CHATTING WITH OTHER USERS, LIKING POSTS AND FOLLOWING BLOGS.

ONLINE POSTINGS

WHEN YOU POST COMMENTS, CONTRIBUTIONS OR OTHER CONTENT AT PROSPECTUSHANA.COM, YOUR POSTS MAY BE VIEWED BY ALL USERS AND MAY BE PUBLICLY DISTRIBUTED OUTSIDE PROSPECTUSGHANA.COM WITHOUT YOUR PRIOR CONSENT OR APPROVAL.

THIRD-PARTY ADVERTISERS

PROSPECTUS GHANA MAY USE THIRD-PARTY ADVERTISING COMPANIES TO SERVE ADS WHEN YOU VISIT PROSPECTUSGHANA.COM. THESE COMPANIES MAY USE INFORMATION ABOUT YOUR VISITS TO PROSPECTUSHANA.COM AND OTHER WEBSITES THAT ARE CONTAINED IN WEB COOKIES IN ORDER TO PROVIDE ADVERTISEMENTS ABOUT GOODS AND SERVICES OF INTEREST TO YOU.

AFFILIATES

PROSPECTUS GHANA MAY SHARE YOUR INFORMATION WITH PROSPECTUS GHANA’S AFFILIATES, IN WHICH CASE PROSPECTUS GHANA WILL REQUIRE THOSE AFFILIATES TO HONOUR THIS PRIVACY POLICY. AFFILIATES INCLUDE PROSPECTUS GHANA PARENT COMPANY AND ANY SUBSIDIARIES, JOINT VENTURE PARTNERS OR OTHER COMPANIES THAT PROSPECTUS GHANA CONTROLS OR THAT ARE UNDER COMMON CONTROL WITH PROSPECTUS GHANA.

BUSINESS PARTNERS

PROSPECTUS GHANA MAY SHARE YOUR INFORMATION WITH PROSPECTUS GHANA’S BUSINESS PARTNERS TO OFFER YOU CERTAIN PRODUCTS, SERVICES OR PROMOTIONS.

SOCIAL MEDIA CONTACTS

IF YOU CONNECT TO PROSPECTUSGHANA.COM THROUGH A SOCIAL NETWORK, YOUR CONTACTS ON THE SOCIAL NETWORK WILL SEE YOUR NAME, PROFILE PHOTO, AND DESCRIPTIONS OF YOUR ACTIVITY.

OTHER THIRD PARTIES

PROSPECTUS GHANA MAY SHARE YOUR INFORMATION WITH ADVERTISERS AND INVESTORS FOR THE PURPOSE OF CONDUCTING GENERAL BUSINESS ANALYSIS. PROSPECTUS GHANA MAY ALSO SHARE YOUR INFORMATION WITH SUCH THIRD PARTIES FOR MARKETING PURPOSES, AS PERMITTED BY LAW.

SALE OR BANKRUPTCY

IF PROSPECTUS GHANA REORGANISES OR SELLS ALL, OR A PORTION OF ITS ASSETS, OR UNDERGOES A MERGER, OR IT IS ACQUIRED BY ANOTHER ENTITY, PROSPECTUS GHANA MAY TRANSFER YOUR INFORMATION TO THE SUCCESSOR ENTITY. IF PROSPECTUS GHANA GOES OUT OF BUSINESS OR ENTERS BANKRUPTCY, YOUR INFORMATION WOULD BE AN ASSET TRANSFERRED OR ACQUIRED BY A THIRD PARTY. YOU ACKNOWLEDGE THAT SUCH TRANSFERS MAY OCCUR AND THAT THE TRANSFEREE MAY DECLINE TO HONOUR COMMITMENTS THAT PROSPECTUS GHANA MADE IN THIS PRIVACY POLICY.

PROSPECTUS GHANA IS NOT RESPONSIBLE FOR THE ACTIONS OF THIRD PARTIES WITH WHOM YOU SHARE PERSONAL OR SENSITIVE DATA, AND HAVE NO AUTHORITY TO MANAGE OR CONTROL THIRD-PARTY SOLICITATIONS. IF YOU NO LONGER WISH TO RECEIVE CORRESPONDENCE, EMAILS OR OTHER COMMUNICATIONS FROM THIRD PARTIES, YOU ARE RESPONSIBLE FOR CONTACTING THE THIRD PARTY DIRECTLY.

TRACKING TECHNOLOGIES

COOKIES AND WEB BEACONS

PROSPECTUS GHANA MAY USE COOKIES, WEB BEACONS, TRACKING PIXELS, AND OTHER TRACKING TECHNOLOGIES AT PROSPECTUSGHANA.COM TO HELP CUSTOMISE PROSPECTUSGHANA.COM AND IMPROVE YOUR BROWSING EXPERIENCE. WHEN YOU ACCESS PROSPECTUSGHANA.COM, YOUR PERSONAL INFORMATION IS NOT COLLECTED THROUGH THE USE OF TRACKING TECHNOLOGY. MOST BROWSERS ARE SET TO ACCEPT COOKIES BY DEFAULT. YOU CAN REMOVE OR REJECT COOKIES, BUT BE AWARE THAT SUCH ACTION COULD AFFECT THE AVAILABILITY AND FUNCTIONALITY OF PROSPECTUSGHANA.COM. YOU MAY NOT DECLINE WEB BEACONS. HOWEVER, THEY CAN BE RENDERED INEFFECTIVE BY DECLINING ALL COOKIES OR BY MODIFYING YOUR WEB BROWSER’S SETTINGS TO NOTIFY YOU EACH TIME A COOKIE IS TENDERED, PERMITTING YOU TO ACCEPT OR DECLINE COOKIES ON AN INDIVIDUAL BASIS.

PROSPECTUS GHANA MAY USE COOKIES, WEB BEACONS, TRACKING PIXELS, AND OTHER TRACKING TECHNOLOGIES AT PROSPECTUSGHANA.COM TO HELP CUSTOMISE THE SITE AND IMPROVE UPON YOUR BROWSING EXPERIENCE.

INTERNET-BASED ADVERTISING

ADDITIONALLY, PROSPECTUS GHANA MAY USE THIRD-PARTY SOFTWARE TO SUPPORT ADS AT PROSPECTUSGHANA.COM, IMPLEMENT EMAIL MARKETING CAMPAIGNS, AND MANAGE OTHER INTERACTIVE MARKETING INITIATIVES. THIS THIRD-PARTY SOFTWARE MAY USE COOKIES OR SIMILAR TRACKING TECHNOLOGY TO HELP MANAGE AND OPTIMIZE YOUR ONLINE EXPERIENCE WITH PROSPECTUS GHANA. FOR MORE INFORMATION ABOUT OPTING-OUT OF INTEREST-BASED ADS, VISIT THE NETWORK ADVERTISING INITIATIVE OPT-OUT TOOL OR DIGITAL ADVERTISING ALLIANCE OPT-OUT TOOL.

WEBSITE ANALYTICS

PROSPECTUS GHANA MAY ALSO PARTNER WITH SELECTED THIRD-PARTY VENDORS TO ALLOW TRACKING TECHNOLOGIES AND REMARKETING SERVICES AT PROSPECTUSGHANA.COM THROUGH THE USE OF FIRST PARTY COOKIES AND THIRD-PARTY COOKIES, TO, AMONG OTHER THINGS, ANALYSE AND TRACK USERS’ USE OF PROSPECTUSGHANA.COM, DETERMINE THE POPULARITY OF CERTAIN CONTENT AND BETTER UNDERSTAND ONLINE ACTIVITY. BY ACCESSING PROSPECTUSGHANA.COM, YOU CONSENT TO THE COLLECTION AND USE OF YOUR INFORMATION BY THESE THIRD-PARTY VENDORS. YOU ARE ENCOURAGED TO REVIEW THEIR PRIVACY POLICY AND CONTACT THEM DIRECTLY FOR RESPONSES TO YOUR QUESTIONS. PROSPECTUS GHANA DOES NOT TRANSFER PERSONAL INFORMATION TO THESE THIRD-PARTY VENDORS. HOWEVER, IF YOU DO NOT WANT ANY INFORMATION TO BE COLLECTED AND USED BY TRACKING TECHNOLOGIES, YOU CAN VISIT THE THIRD-PARTY VENDOR OR THE NETWORK ADVERTISING INITIATIVE OPT-OUT TOOL OR DIGITAL ADVERTISING ALLIANCE OPT-OUT TOOL.

YOU SHOULD BE AWARE THAT GETTING A NEW COMPUTER, INSTALLING A NEW BROWSER, UPGRADING AN EXISTING BROWSER, OR ERASING OR OTHERWISE ALTERING YOUR BROWSER’S COOKIES FILES MAY ALSO CLEAR CERTAIN OPT-OUT COOKIES, PLUG-INS, OR SETTINGS.

THIRD-PARTY WEBSITES

PROSPECTUSGHANA.COM MAY CONTAIN LINKS TO THIRD-PARTY WEBSITES AND APPLICATIONS OF INTEREST, INCLUDING ADVERTISEMENTS AND EXTERNAL SERVICES, THAT ARE NOT AFFILIATED WITH PROSPECTUS GHANA. ONCE YOU HAVE USED THESE LINKS TO LEAVE PROSPECTUSGHANA.COM, ANY INFORMATION YOU PROVIDE TO THESE THIRD PARTIES IS NOT COVERED BY THIS PRIVACY POLICY, AND PROSPECTUS GHANA CANNOT GUARANTEE THE SAFETY AND PRIVACY OF YOUR INFORMATION. BEFORE VISITING AND PROVIDING ANY INFORMATION TO ANY THIRD-PARTY WEBSITES, YOU SHOULD INFORM YOURSELF OF THE PRIVACY POLICIES AND PRACTICES (IF ANY) OF THE THIRD PARTY RESPONSIBLE FOR THAT WEBSITE, AND SHOULD TAKE THOSE STEPS NECESSARY TO, IN YOUR DISCRETION, PROTECT THE PRIVACY OF YOUR INFORMATION. PROSPECTUS GHANA IS NOT RESPONSIBLE FOR THE CONTENT OR PRIVACY AND SECURITY PRACTICES, AND POLICIES OF ANY THIRD PARTIES, INCLUDING OTHER SITES, SERVICES OR APPLICATIONS THAT MAY BE LINKED TO OR FROM PROSPECTUSGHANA.COM.

SECURITY OF YOUR INFORMATION

PROSPECTUS GHANA USES ADMINISTRATIVE, TECHNICAL, AND PHYSICAL SECURITY MEASURES TO HELP PROTECT YOUR PERSONAL INFORMATION. WHILE PROSPECTUS GHANA HAS TAKEN REASONABLE STEPS TO SECURE THE PERSONAL INFORMATION YOU PROVIDE TO PROSPECTUS GHANA, PLEASE BE AWARE THAT DESPITE PROSPECTUS GHANA’S EFFORTS, NO SECURITY MEASURES ARE PERFECT OR IMPENETRABLE, AND NO METHOD OF DATA TRANSMISSION CAN BE GUARANTEED AGAINST ANY INTERCEPTION OR OTHER TYPE OF MISUSE. ANY INFORMATION DISCLOSED ONLINE IS VULNERABLE TO INTERCEPTION AND MISUSE BY UNAUTHORIZED PARTIES. THEREFORE, PROSPECTUS GHANA CANNOT GUARANTEE COMPLETE SECURITY IF YOU PROVIDE PERSONAL INFORMATION.

POLICY FOR CHILDREN

PROSPECTUS GHANA DOES NOT KNOWINGLY SOLICIT INFORMATION FROM OR MARKET TO CHILDREN UNDER THE AGE OF FIFTEEN (15). IF YOU BECOME AWARE OF ANY DATA THAT PROSPECTUS GHANA HAS COLLECTED FROM CHILDREN UNDER THE AGE OF FIFTEEN (15), PLEASE CONTACT PROSPECTUS GHANA BY USING THE CONTACT INFORMATION PROVIDED IN THIS PRIVACY POLICY.

CONTROLS FOR “DO-NOT-TRACK” FEATURES

MOST WEB BROWSERS AND SOME MOBILE OPERATING SYSTEMS INCLUDE A “DO-NOT-TRACK” (“DNT”) FEATURE OR SETTING THAT YOU CAN ACTIVATE TO SIGNAL YOUR PRIVACY PREFERENCE NOT TO HAVE DATA ABOUT YOUR ONLINE BROWSING ACTIVITIES MONITORED AND COLLECTED. NO UNIFORM TECHNOLOGY STANDARD FOR RECOGNIZING AND IMPLEMENTING DNT SIGNALS HAS BEEN FINALISED. AS SUCH, PROSPECTUS GHANA DOES NOT CURRENTLY RESPOND TO DNT BROWSER SIGNALS OR ANY OTHER MECHANISM THAT AUTOMATICALLY COMMUNICATES YOUR CHOICE NOT TO BE TRACKED ONLINE. IF A STANDARD FOR ONLINE TRACKING IS ADOPTED THAT PROSPECTUS GHANA MUST FOLLOW IN THE FUTURE, PROSPECTUS GHANA WILL INFORM YOU ABOUT THAT PRACTICE IN A REVISED VERSION OF THIS PRIVACY POLICY.

OPTIONS REGARDING YOUR INFORMATION

ACCOUNT INFORMATION

YOU MAY AT ANY TIME REVIEW OR CHANGE THE INFORMATION IN YOUR ACCOUNT OR TERMINATE YOUR ACCOUNT BY FOLLOWING THE STEPS BELOW:

CONTACT PROSPECTUS GHANA BY USING THE CONTACT INFORMATION PROVIDED IN THIS PRIVACY POLICY.

OTHERS

UPON YOUR REQUEST TO TERMINATE YOUR ACCOUNT, PROSPECTUS GHANA WILL DEACTIVATE OR DELETE YOUR ACCOUNT AND INFORMATION FROM PROSPECTUS GHANA’S ACTIVE DATABASE. HOWEVER, SOME INFORMATION MAY BE RETAINED IN PROSPECTUS GHANA’S FILES TO PREVENT FRAUD, TROUBLESHOOT PROBLEMS, ASSIST WITH ANY INVESTIGATIONS, ENFORCE PROSPECTUS GHANA’S TERMS OF USE AND/OR COMPLY WITH LEGAL REQUIREMENTS.

EMAILS AND COMMUNICATIONS

IF YOU NO LONGER WISH TO RECEIVE CORRESPONDENCE, EMAILS, OR OTHER COMMUNICATIONS FROM PROSPECTUS GHANA, YOU MAY OPT-OUT BY FOLLOWING THE STEPS BELLOW:

NOTE YOUR PREFERENCES AT THE TIME YOU REGISTER YOUR ACCOUNT WITH PROSPECTUSGHANA.COM.